Debt collection in Poland: https://www.grandliga.com/en/debt-collection-in-poland/ - operates within a legal framework outlined by the Civil Code and the Act on Payment Terms in Commercial Transactions. Specialized debt collection agencies assist in recovering debts through various legal means. If informal methods fail, creditors can pursue legal action through the court system to obtain a repayment order. Once a court judgment is secured, enforcement mechanisms, such as asset seizure or bank account garnishment, can be employed. Consumer protection laws exist to safeguard the rights of debtors, and interest rates and additional costs are regulated by law.